Instant loan, 100% online

Mosaïk-Invest - Personal loan

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At Mosaïk-Invest, how does it work?


Loan application 100% online

Send all your documents quickly by email and sign your loan contract digitally by email!

Instant loan

Make an express request and get an immediate and definitive answer for your personal loan Quick and easy.

A secure platform

Mosaïk-Invest has a banking license since 2017, the platform guarantees a strong protection of your personal data.

A loan for every project!



What is a personal loan ?


A personal loan is a so-called "unmodified" loan. Indeed, the amount borrowed by a personal loan does not correspond to the concrete purchase of a good (car, motorbike, real estate, etc.) or a service (work, travel, etc.). Consequently, the personal loan is not triggered by the presentation of an invoice as in the case of "affected" loans, but simply meets a cash flow need of the household.

Ultimately, the borrower is free to use the loan amount as he or she sees fit, whether to finance a consumer good (car, refrigerator, food, etc.) or for any other service. This type of consumer loan can be issued either by a bank or by a lender specialising in loans.

The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Amount and duration of a personal loan



The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from Mosaïk-Inves. The repayment period varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact end date of this monthly payment is stipulated in the contract. The lending institution may also grant you a payment period of 2 to 3 months, but this is not systematic. In Mosaïk-Invest, the first monthly payment is taken on the 5th of the second month following the availability of your funds.

Good to know: a fixed interest rate: With Mosaïk-Invest, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.

A quick money loan via a personal loan: A money loan for individuals is nothing more or less than a consumer loan. This type of consumer loan may have a fixed APR (annual percentage rate of charge). Like any other consumer loan, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower has to pay what are called monthly instalments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate. The big advantage of a money loan? The borrower can simply use the amount granted as a safety net without having to provide proof of purchase or make any particular use of it. This is a large part of the reason why money loans are so quick to obtain!

The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Information to be provided by the provider



In their offer, financial institutions are required to mention in particular

  • The identity and address of the lender;
  • Duration of contract;
  • The type of loan;
  • The total amount owed;
  • The amount of the loan;
  • The conditions of availability of the loaned sum;
  • The total cost of the fees;
  • The existence of a cooling-off period;
  • Compensation to be paid in the event of late payment.

As much information as possible to enable the applicant to know whether the loan is suitable for his/her financial situation and needs.

Mosaïk-Invest : Instant Response: what you need to know



The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from Mosaïk-Inves. The repayment period varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact end date of this monthly payment is stipulated in the contract. The lending institution may also grant you a payment period of 2 to 3 months, but this is not systematic. In Mosaïk-Invest, the first monthly payment is taken on the 5th of the second month following the availability of your funds.

Good to know: a fixed interest rate: With Mosaïk-Invest, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.

A quick money loan via a personal loan: A money loan for individuals is nothing more or less than a consumer loan. This type of consumer loan may have a fixed APR (annual percentage rate of charge). Like any other consumer loan, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower has to pay what are called monthly instalments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate. The big advantage of a money loan? The borrower can simply use the amount granted as a safety net without having to provide proof of purchase or make any particular use of it. This is a large part of the reason why money loans are so quick to obtain!

The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Loan simulation

Find the data you need to optimise your loan


Amount (Minimum 5000 €)

Duration in Months

Month

Interest rate

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Monthly amount

0

Total interest

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Total amount to be paid

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Why apply for a loan from Mosaïk-Invest?

Financing a new car/vehicle, working, repairing your washing machine or preventing a future need for money are all reasons to contact Mosaïk-Invest to fill in your loan application. Moreover, applying for a loan at Mosaïk-Invest is choosing speed, simplicity and security.

Apply for a personal loan
On the one hand, we offer you an immediate response in principle in a few clicks, and then send us your complete application in a few minutes. On the other hand, we offer you a 100% online experience, from your application to the electronic signature of your contract, including the transmission of your documents. Every step is simplified. In addition, our loan offer is 100% repayable.

Did you have any doubts at any time? Of course, we are here to guide you step by step through this new experience and answer all your questions.
Applying for a loan online for the purchase of movable or immovable goods or services has many advantages, starting with the simplicity, convenience and speed of the operation. It only takes a few minutes of your time and you get an answer in record time, without having to travel. Availability is also a significant advantage: online time slots are wider than those of traditional advisers who are dependent on physical banks. Not to mention that you can submit your loan application 24 hours a day, 7 days a week!

Have you chosen to finance your life projects through Mosaïk-Invest? Once your loan application has been pre-accepted, you will be able to sign your loan contract offer directly online using an electronic signature. You will then have to send us your supporting documents by uploading them electronically or choose to link your bank account in a simple and secure way: you will save time and paper. After filling in our express application form, we will assess your situation and offer you an immediate and definitive answer. No additional steps between the express application and the finalisation of your financing!

MOSAÏK-INVEST

In total, 8124 projects funded...


7924

Satisfied Customers

8124

Funded Projects

150

Active Customers

100

Partners

Our customers' opinions

This is what they say about Mosaïk-Invest


>With Mosaïk-Invest, we obtained our financing in 2 days! Our objective was to continue to develop our business. The application was simple and Mosaïk-Invest was extremely fast.
No conventional financier would have been willing to lend this money at such short notice. I will certainly recommend Mosaïk-Invest to my clients if they need fast and secure financing with impeccable customer service!
David Juhel
Architects
I was very pleased with the way the company handled my application and the fact that the funds were released quickly. I recommend Mosaïk-Invest. Thank you for your attention and availability.
Xavier Millin
Individuals

Digital and personal always at your side

Contact us

Address

Mosaïk-Invest
Emilienstraße 45, 57072 - Siegen, Germany

Phone: +49 1525 7428 775

E-mail: support-customer@mosaik-invest.com