7924
Satisfied Customers
8124
Funded Projects
150
Active Customers
100
Partners
Send all your documents quickly by email and sign your loan contract digitally by email!
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A personal loan is a so-called "unmodified" loan. Indeed, the amount borrowed by a personal loan does not correspond to the concrete purchase of a good (car, motorbike, real estate, etc.) or a service (work, travel, etc.). Consequently, the personal loan is not triggered by the presentation of an invoice as in the case of "affected" loans, but simply meets a cash flow need of the household.
Ultimately, the borrower is free to use the loan amount as he or she sees fit, whether to finance a consumer good (car, refrigerator, food, etc.) or for any other service. This type of consumer loan can be issued either by a bank or by a lender specialising in loans.
The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.
The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from Mosaïk-Inves. The repayment period varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact end date of this monthly payment is stipulated in the contract. The lending institution may also grant you a payment period of 2 to 3 months, but this is not systematic. In Mosaïk-Invest, the first monthly payment is taken on the 5th of the second month following the availability of your funds.
Good to know: a fixed interest rate: With Mosaïk-Invest, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.
A quick money loan via a personal loan: A money loan for individuals is nothing more or less than a consumer loan. This type of consumer loan may have a fixed APR (annual percentage rate of charge). Like any other consumer loan, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower has to pay what are called monthly instalments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate. The big advantage of a money loan? The borrower can simply use the amount granted as a safety net without having to provide proof of purchase or make any particular use of it. This is a large part of the reason why money loans are so quick to obtain!
The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.
In their offer, financial institutions are required to mention in particular
As much information as possible to enable the applicant to know whether the loan is suitable for his/her financial situation and needs.
The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from Mosaïk-Inves. The repayment period varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact end date of this monthly payment is stipulated in the contract. The lending institution may also grant you a payment period of 2 to 3 months, but this is not systematic. In Mosaïk-Invest, the first monthly payment is taken on the 5th of the second month following the availability of your funds.
Good to know: a fixed interest rate: With Mosaïk-Invest, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.
A quick money loan via a personal loan: A money loan for individuals is nothing more or less than a consumer loan. This type of consumer loan may have a fixed APR (annual percentage rate of charge). Like any other consumer loan, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower has to pay what are called monthly instalments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate. The big advantage of a money loan? The borrower can simply use the amount granted as a safety net without having to provide proof of purchase or make any particular use of it. This is a large part of the reason why money loans are so quick to obtain!
The repayment of a personal loan is traditionally made monthly. The duration of the loan, which is stipulated contractually, varies according to the amount of the loan and the borrower's financial capacity. The monthly instalments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.
Find the data you need to optimise your loan
Financing a new car/vehicle, working, repairing your washing machine or preventing a future need for money are all reasons to contact Mosaïk-Invest to fill in your loan application. Moreover, applying for a loan at Mosaïk-Invest is choosing speed, simplicity and security.
Apply for a personal loanIn total, 8124 projects funded...
7924
Satisfied Customers
8124
Funded Projects
150
Active Customers
100
Partners
This is what they say about Mosaïk-Invest
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Address
Mosaïk-Invest
Emilienstraße 45, 57072 - Siegen, Germany
Phone: +49 1525 7428 775
E-mail: support-customer@mosaik-invest.com