Credit insurance

Unemployment

IN THE EVENT OF LOSS OF EMPLOYMENT (optional for depreciable contracts) :

• Your monthly payment can be repaid at 100%.
• A 90-day grace period
• A 180-day waiting period
• Up to 15 consecutive months, renewable subject to conditions
• Up to 15 consecutive months, renewable subject to conditions

Illness/injury

IN THE EVENT OF TEMPORARY TOTAL INCAPACITY TO WORK:

• Your monthly payment can be repaid at 100%.
• A 90-day grace period
• Unlimited cover as long as the absence from work is medically justified.
• Coverage up to the age of 60 or 65 (depending on the type of loan)

Loss of autonomy

IN THE EVENT OF TOTAL AND IRREVERSIBLE LOSS OF AUTONOMY:

• Your debt can be reimbursed at 100% (calculated at the date of the claim).
• No grace period
• Immediate protection
• Coverage up to the age of 60 or 65 (depending on the type of loan)

Death

IN THE EVENT OF DEATH:

• Your debt can be reimbursed at 100% (calculated at the date of the claim).
• No grace period.
• Immediate protection
• Cover up to the age of 75 or 80 (depending on the type of loan)

Discover in detail the guarantee conditions (unemployment, illness, death, loss of independence) for each Mosaïk-Invest loan. Loan insurance for :

Loan insurance-Personal loans

Want to take out a personal loan to carry out an important project? It's just as important to protect yourself with borrower's insurance for personal loans. In the event of a problem, your loan can be repaid to you: real financial security for your future and that of your loved ones.

Credit purchase loan insurance

With a credit buyback, you combine all your loans into a single, lower monthly payment. However, if something happens to you, this monthly payment may become difficult to repay. With credit purchase loan insurance, your credit can be taken over and you'll avoid financial difficulties for yourself and your loved ones.